{
  "meta": {
    "title": "Who Gets In? bank AI rules evidence pack",
    "schema_version": "1.0",
    "register_version": "2.1",
    "observation_date": "2026-10-23",
    "presentation_revised": "2026-10-06",
    "sector_inclusion": [
      "Banking",
      "Banking (advisory)"
    ],
    "checked": 18,
    "located": 10,
    "not_located": 8,
    "canonical_url": "https://whogetsin.com/trackers/ai-policy/banks",
    "publisher": "Who Gets In?, research programme of Elite Careers Strategy",
    "license": "CC BY 4.0",
    "license_url": "https://creativecommons.org/licenses/by/4.0/",
    "limits": "Purposive bank list, not representative prevalence. Published statements, not an audit of hiring practice, enforcement or AI detection. Programme and market scope differ. No statement located and Not stated are not permission. Employer AI use does not establish candidate permission. Register observation date is not a new source check; preserve older observations and scope qualifications in stage notes.",
    "citation": "Akram, H. (2026). What banks officially tell candidates about using AI. Who Gets In? (Elite Careers Strategy), AI Rules Tracker v2.1, 18-bank cut, register observed 2026-10-23. https://whogetsin.com/trackers/ai-policy/banks. Preserve programme, market, stage notes and observation qualifications."
  },
  "records": [
    {
      "id": null,
      "institution": "Bank of America",
      "sector": "Banking",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-011",
      "institution": "Barclays",
      "sector": "Banking",
      "market_scope": "Global careers site",
      "programme_scope": "Early careers, apprentices, experienced hires",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://search.jobs.barclays/hints-and-tips",
        "https://search.jobs.barclays/internship-graduate-application"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "PROHIBITED",
          "quote": "third-party AI tools are not permitted during your Barclays interview.",
          "url": "https://search.jobs.barclays/hints-and-tips",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-017",
      "institution": "BNP Paribas",
      "sector": "Banking",
      "market_scope": "United Kingdom",
      "programme_scope": "UK Early Careers and Experienced Hire",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://careers.bnpparibas.co.uk/faqs/"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "STATES_AI_NOT_USED",
          "quote": "The UK Early Careers and Experienced Hire Recruitment teams do not use Artificial Intelligence technology to process your applications for the purpose of the recruitment.",
          "url": "https://careers.bnpparibas.co.uk/faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "Centerview Partners",
      "sector": "Banking (advisory)",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-016",
      "institution": "Citi",
      "sector": "Banking",
      "market_scope": "Global",
      "programme_scope": "All applicants (careers privacy notice)",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://jobs.citi.com/privacy"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "DISCLOSES_AI_USE",
          "quote": "We may also use AI tools to train AIs matching abilities to job titles, and to identify and align an applicant's skills and abilities to other suitable roles at Citi.",
          "url": "https://jobs.citi.com/privacy",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "STATES_HUMANS_DECIDE_ONLY",
          "quote": "all hiring decisions, including determining your suitability for a role, are conducted, checked and decided by individuals.",
          "url": "https://jobs.citi.com/privacy",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-012",
      "institution": "Deutsche Bank",
      "sector": "Banking",
      "market_scope": "Global",
      "programme_scope": "Students and graduates (video interview stage)",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://careers.db.com/students-graduates/your-application/faq"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "DISCOURAGED",
          "quote": "We strongly recommend that you do not use AI tools to answer these questions. We are looking for authenticity in your responses",
          "url": "https://careers.db.com/students-graduates/your-application/faq",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "Evercore",
      "sector": "Banking (advisory)",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "Goldman Sachs",
      "sector": "Banking",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-006",
      "institution": "HSBC",
      "sector": "Banking",
      "market_scope": "Global",
      "programme_scope": "Not stated (general recruitment)",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://www.hsbc.com/careers/application-guide",
        "https://www.hsbc.com/careers/career-site-faqs"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "PERMITTED_WITH_LIMITS",
          "quote": "Help structure your CV or application, provided the content accurately reflects your own experience and skills.",
          "url": "https://www.hsbc.com/careers/application-guide",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "GENERAL_AUTHENTICITY_ONLY",
          "quote": "Submit work that you cannot personally explain, validate, or replicate if asked during the recruitment process.",
          "url": "https://www.hsbc.com/careers/application-guide",
          "scope_inferred": false,
          "note": "Listed as unacceptable use; no test-specific rule."
        },
        {
          "stage": "Interviews",
          "code": "PROHIBITED",
          "quote": "Generate responses during live or recorded interviews.",
          "url": "https://www.hsbc.com/careers/application-guide",
          "scope_inferred": false,
          "note": "Listed as unacceptable use of GenAI."
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "DISCLOSES_AI_USE",
          "quote": "No, the AI-based platform does not make any automated decisions in the hiring process.",
          "url": "https://www.hsbc.com/careers/career-site-faqs",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "STATES_HUMANS_DECIDE_ONLY",
          "quote": "All decisions will be made by our hiring team.",
          "url": "https://www.hsbc.com/careers/career-site-faqs",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "Jefferies",
      "sector": "Banking",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "JPMorganChase",
      "sector": "Banking",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "Lazard",
      "sector": "Banking (advisory)",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-009",
      "institution": "Macquarie Group",
      "sector": "Banking",
      "market_scope": "Global template pages",
      "programme_scope": "Graduates and interns; all candidates",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://www.macquarie.com/us/en/careers/our-people/how-to-effectively-use-ai-in-our-recruitment-process.html",
        "https://www.macquarie.com/is/en/careers/graduates-and-interns/recruitment-process.html"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "PERMITTED_WITH_LIMITS",
          "quote": "Use AI to enhance your experience rather than replace it.",
          "url": "https://www.macquarie.com/is/en/careers/graduates-and-interns/recruitment-process.html",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "PROHIBITED",
          "quote": "You will not be allowed to use AI during your psychometric assessment.",
          "url": "https://www.macquarie.com/is/en/careers/graduates-and-interns/recruitment-process.html",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "PROHIBITED",
          "quote": "please do not use AI during the video interview to answer the questions. We want to hear from you.",
          "url": "https://www.macquarie.com/is/en/careers/graduates-and-interns/recruitment-process.html",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "STATES_HUMANS_DECIDE_ONLY",
          "quote": "Hiring decisions are based on you as a person and not an algorithm.",
          "url": "https://www.macquarie.com/us/en/careers/our-people/how-to-effectively-use-ai-in-our-recruitment-process.html",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": null,
      "institution": "Morgan Stanley",
      "sector": "Banking",
      "market_scope": "Not recorded",
      "programme_scope": "Not recorded",
      "observed": "2026-10-23",
      "status": "NO_OFFICIAL_STATEMENT_LOCATED",
      "meaning": "No relevant statement located on the public official pages checked. A policy may still exist; this is not permission.",
      "sources": [],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NO_OFFICIAL_STATEMENT_LOCATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-013",
      "institution": "Nomura",
      "sector": "Banking",
      "market_scope": "Americas, EMEA, Asia ex-Japan, India early careers",
      "programme_scope": "Graduate and intern",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://www.nomura.com/careers/early-careers/applications-faqs/"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "PERMITTED_WITH_LIMITS",
          "quote": "Do not use AI to formulate a generic response.",
          "url": "https://www.nomura.com/careers/early-careers/applications-faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "PROHIBITED_UNLESS_AUTHORISED",
          "quote": "you are committing to participating independently, without assistance from any third-party (human or artificial Intelligence tools), unless you have a legal basis to request a reasonable accommodation.",
          "url": "https://www.nomura.com/careers/early-careers/applications-faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "PROHIBITED",
          "quote": "Third-party assistance (human or AI tools) is prohibited during any online assessments and interview process.",
          "url": "https://www.nomura.com/careers/early-careers/applications-faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-014",
      "institution": "Rothschild & Co",
      "sector": "Banking (advisory)",
      "market_scope": "Global",
      "programme_scope": "Students and graduates",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://www.rothschildandco.com/en/careers/students-and-graduates/faqs/"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "PERMITTED_WITH_LIMITS",
          "quote": "While these tools can be helpful, it's important that your application reflects your own thinking, experience and motivations.",
          "url": "https://www.rothschildandco.com/en/careers/students-and-graduates/faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "RESTRICTED_RULE_NOT_CAPTURED",
          "quote": "Any misuse of AI, including during assessments or interviews, may be treated as a breach of our application guidelines and could result in your application being withdrawn from the process.",
          "url": "https://www.rothschildandco.com/en/careers/students-and-graduates/faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "RESTRICTED_RULE_NOT_CAPTURED",
          "quote": "Any misuse of AI, including during assessments or interviews, may be treated as a breach of our application guidelines and could result in your application being withdrawn from the process.",
          "url": "https://www.rothschildandco.com/en/careers/students-and-graduates/faqs/",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-015",
      "institution": "Standard Chartered",
      "sector": "Banking",
      "market_scope": "Global",
      "programme_scope": "Early careers assessments",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://www.sc.com/en/global-careers/early-careers/faq/"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "DISCLOSES_AI_USE",
          "quote": "This assessment uses AI to automatically evaluate your programming ability.",
          "url": "https://www.sc.com/en/global-careers/early-careers/faq/",
          "scope_inferred": false,
          "note": "Coding Simulation; the same FAQ says AI is not used to evaluate Workplace Scenario video responses or the Skills Insight Assessment."
        },
        {
          "stage": "Hiring decision",
          "code": "STATES_HUMANS_DECIDE_ONLY",
          "quote": "The score is then compared with a score set in advance by human decision-makers.",
          "url": "https://www.sc.com/en/global-careers/early-careers/faq/",
          "scope_inferred": false,
          "note": ""
        }
      ]
    },
    {
      "id": "WGI-AIR-002",
      "institution": "UBS",
      "sector": "Banking",
      "market_scope": "Global",
      "programme_scope": "Not stated (all applicants)",
      "observed": "2026-10-23",
      "status": "STATEMENT_LOCATED",
      "meaning": "Statement located; stage codes and qualifications determine scope.",
      "sources": [
        "https://www.ubs.com/global/en/careers/search-jobs/faq/ai-usage.html",
        "https://www.ubs.com/global/en/careers/early-careers.html"
      ],
      "cells": [
        {
          "stage": "Application materials",
          "code": "PERMITTED_WITH_LIMITS",
          "quote": "It's ok to use AI tools to help prepare your application documents (like your resume or cover letter), but the content must genuinely reflect your own skills, experience, and understanding.",
          "url": "https://www.ubs.com/global/en/careers/search-jobs/faq/ai-usage.html",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Online tests",
          "code": "PROHIBITED",
          "quote": "You must complete all assessment tasks independently - AI assistance is not allowed.",
          "url": "https://www.ubs.com/global/en/careers/search-jobs/faq/ai-usage.html",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Interviews",
          "code": "PROHIBITED",
          "quote": "During recorded or virtual video interviews, your answers must be your own. Using AI to generate responses is strictly prohibited.",
          "url": "https://www.ubs.com/global/en/careers/search-jobs/faq/ai-usage.html",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Final-stage tasks",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Employer use of AI",
          "code": "NOT_STATED",
          "quote": "",
          "url": "",
          "scope_inferred": false,
          "note": ""
        },
        {
          "stage": "Hiring decision",
          "code": "STATES_HUMANS_DECIDE_ONLY",
          "quote": "Worried employers are using AI to review submissions? Rest assured; our people are the ones making decisions around here.",
          "url": "https://www.ubs.com/global/en/careers/early-careers.html",
          "scope_inferred": false,
          "note": "Observed 9 Sep 2026 (WGI SRC-032, headless render); not re-observed on 23 Sep."
        }
      ]
    }
  ]
}